Accident-insurance and transportation ticket.



No. 643,214. Patented Feb. 13, |900. w. E. wAmNs.

ACCIDENT INSURANCE AND TRANSPORTATION TICKET.

(Application led Oct. 15, 1897.)

(No Model.)

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ACCIDENT-'ENSURANCE AND TRANSPORTATION TICKET...

SPECIFICATION forming part of Letters Patent No. 643,214, dated February 13, 1900. Application filed October 15, 1897. Serial No. 655,287. (No specimens.)

To @ZZ whom it may concern,.-

Beit known that I, WILLIAM E. WATKINs, a citizen of the United States, residing at Upper Montclair, State of New Jersey, have invented a new and useful Improvement in Accident-Insurance and Transportation Tickets, of which the following is a specification.

My invention relates to a system of insurance by reason of which travelers over deiinite distances or between definite localities are provided with accident insurance.

My invention further relates to a device in the nature of a ticket, mileage, or coupon book which embodies the features of a transportation ticket or book and a distance accident-insurance ticket or coupon.

Accident insurance, so far as I am aware, has heretofore been based entirely upon a time limit-that is to say, an accident-insurance company agrees to insure the traveler for a certain period of time-as, for instance, a day, a week, a month, or a year. The system which I have invented is based entirely upon a distance or locality limit--as, for instance, ten, one hundred, or one thousand miles, or between, say, New York and Boston.

To carry my invention into effect, I propose to issue to the traveler a device in the nature of a ticket, mileage, or coupon book, substantially as shown in the accompanying drawings, in which- Figure l illustrates a combined distance accident-insurance ticket and a transportationticket; Fig. 2, a distance accident-insurance ticket and a series of transportation mileagecoupons; Fig. 3, a distance accident-insurance-coupon book.

Referring iirst to Fig. l, this ligure illustrates a ticket divided into two parts. The part on the left-4. e., the accident-insurance ticket-has printed upon it the following matter:

\ naaien.

INsURANcE co.

HEREBY INsUREs The passenger entitled to ride on the transportation ticket bearing the same identifying marks as this coupon against loss of time, not exceeding 2G consecutive weeks, at the rate of S25 per week, resulting from bodily injuries caused by an accident o1' injury to the said passenger while riding THE between the points named on said transportation ticket, or, in the event of death therefrom within 90 days, will pay his legal representative $5,000.

The part on the right--z'. e., the transportation-ticket--has printed upon it the following matter:

Amacai. RAILROAD ERIE COMPANY.

This ticket, when ofcially stamped, will be goed for one continuous ride between NEW YORK f AND MoNrcLAIR.

Referring to Fig. 2, this figure illustrates a mileage-book divided into two parts.. The part on the left has printed upon it the following matter:

Railway Mileage Book B71,

THE INSURANCE co.

HEREBY INSURES The passenger entitled to ride on this book against loss of time, not exceeding 2G consecutive weeks, resulting from an accident or injury to the said passenger while riding within the distance called for by the coupons detachec from this book by the conductor of the train, etc

HEREBY rNsUREs The passenger entitled to the use of this insurance coupon book for the aggregate number of miles shown by the coupons detached therefrom by the conductor of the train on which the said passenger is ridi-ng against loss of time resulting from bodily injuries, etc

The part on the right of the figure is divided into a number of coupons, each coupon carrying a numeral-eas, for instance, 10"-intended to represent a definite number of miles, (the distance traveled by the passengen) the identifying-number-f. c. A 660 and the word Miles I Wish it understood that so far as the system of insurance herein described is concerned I do not limit myself to the matter appearing on the ticket, mileage-book, or coupon, or to any particular form of ticket, mileage, or coupon book. Any suitable device IOO may be used for the purpose which will carry into eifect the intent of my invention, which is, as heretofore stated by me, to provide accident insurance for travelers over definite distancesor between definite localities.

The practical operation of my improved system is as follows: The traveler, wishing to go a definite distance, buys any one of the three forms of the device shown in the drawings. If he'wishes to make but one trip between certain definite localities-as, for instance, Montclair and New York-he buys the form shown in Fig. l. If he is in the habit of making frequent trips over different distances, he buys the form shown in Figs. 2 or 3. In the form shown in Figs. l and 2 the transportation-ticket accompanies the insurance-ticket, and in the form shown in Fig. 3 the traveler may make use of any form of transportationticket. All that is required is that he shall tender to the conductor such a number offin# 

